The maximum repayment period is 25 years. After 25 years, any remaining debt will be discharged (forgiven). A new public service loan forgiveness program will discharge the remaining debt after 10 years of full-time employment in public service.

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# Will my federal student loans be forgiven after 25 years?

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The maximum repayment period is 25 years. After 25 years, any remaining debt will be discharged (forgiven). A new public service loan forgiveness program will discharge the remaining debt after 10 years of full-time employment in public service.